Valerie Millan

Aurora Unit Head, AXA Philippines
Licensed Financial Adviser®, Chartered Trust and Estate Planner®, Certified Wealth Planner®, Certified Estate Planner, Philippines®, Million Dollar Round Table®, AXA Prime®

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AXA Products

Explore our products designed to help protect your Health, Family, Properties, and Financial future.

Join my team!

Build a rewarding career helping people achieve their financial goals. Join Aurora and grow with a team that values learning, purpose, and success.

About Aurora

Get to know Aurora, our team, our approach, and how we help clients plan for what matters most.

Our Products

Health & Critical Illness

Medical costs can change everything. Explore solutions that help protect your health, savings, and family when serious illness or hospitalization strikes.

Income Protection

Protect the financial security of the people who depend on you the most with solutions that provide financial support when life takes an unexpected turn.

Savings & Investments

Make your money work toward the things that matter to you. Explore solutions that can help you save, build wealth, and prepare for your financial goals.

Commercial

Your business has a lot at stake. Explore insurance solutions designed to protect your property, people, operations, and business from unexpected risks.

Estate & Inheritance

You worked hard to build your wealth. Learn how proper estate planning can help preserve what you've built and make passing it on to your loved ones easier.

Home, Travel, & Car Insurance

Life doesn't always go according to plan. Explore practical protection for your travels, vehicle, home, and the things you value most.

Health & Critical Illness

Health Care Access
Comprehensive medical protection for everyday healthcare needs. Get coverage for hospitalization, emergency care, check-ups, laboratory tests, and more, with up to ₱5 million in benefits and cashless access to 1,500+ hospitals and clinics and 20,000+ doctors nationwide. Ideal whether you have an HMO or need healthcare coverage of your own.
Global Health Access
Premium healthcare protection that goes beyond borders. Get international medical coverage of up to ₱175 million, with access to quality medical care worldwide for conditions ranging from common illnesses to serious and life-threatening conditions.
Health Start Lite
Affordable critical illness protection without a large commitment. Get coverage for cancer, stroke, and heart attack, with up to ₱1 million in coverage, plus protection for nine minor critical conditions and life insurance benefits. Premiums can start from as low as ₱535/month for eligible customers.
Health Start
A practical starting point for critical illness protection for you and your family. Get coverage for cancer, stroke, and heart attack, plus selected minor critical illnesses and built-in child coverage. You can also jointly insure a loved one such as a spouse, parent, or sibling. Plans start at ₱1,500/month.
Health Max
Stronger protection for when a serious illness changes everything. Get comprehensive critical illness coverage for major and minor conditions, with coverage designed to last until age 100. The plan can provide a lump-sum benefit that can help with treatment, recovery, living expenses, and other financial needs when you need it most.
Health Max Elite
For those who want the most extensive critical illness protection. Covering 150+ critical conditions with the potential for up to 9 claims, Health Max Elite is designed to provide protection across different stages of illness, giving you more financial support when serious health challenges arise.
Not sure which one is right for you?
Let's look at your needs, budget, and existing coverage and find the options worth considering.

Income Protection

AllShield
All-around protection for you and the people who depend on you. AllShield combines life insurance with accident, disability, and critical illness protection, helping provide financial support when life takes an unexpected turn. It can provide up to ₱1.1M++ in life coverage, with additional protection for accidental death and 74 critical illnesses.
FlexiProtect
Substantial life protection without a long-term commitment. FlexiProtect provides at least ₱3 million in life coverage for a 5-year period, helping your family manage everyday expenses, education costs, loans, and other financial obligations if you're no longer there. Coverage can be renewed or converted to a permanent life plan.
Protect the people who depend on you.
Find the right protection for your income, family, and financial responsibilities.

Savings & Investment

Vision Achiever
Grow your money while staying protected. Access local and global investment funds designed around your goals and risk profile, with life insurance protection built into your plan.
Goal Getter
Start building toward your goals with as little as ₱10,000. Invest in selected funds while enjoying life insurance protection, with flexible options to add to your investment over time.
AXA Secure Future
Turn disciplined saving into guaranteed cash benefits. This 7-pay endowment plan provides guaranteed yearly payouts, a guaranteed maturity benefit, and life insurance protection.
Asset Master
Put your wealth to work while planning for the future. A single-pay insurance and investment solution designed to help grow and diversify your wealth while providing financial protection for your loved ones.
Asset Protect
Protect what you've already built while keeping your money working for you. This 7-year endowment plan combines capital protection, guaranteed yearly payouts, and life insurance coverage.
AXA Secure Lifetime
Build long-term financial security with protection that lasts. A solution designed to help you prepare for your future while providing life insurance protection along the way.
Make your money work toward what matters.
Whether you're building wealth, saving for a goal, or planning your future, let's find a strategy that fits your goals and financial capacity.

Commercial

MSME Secure
Protect your business from the unexpected. Get practical coverage for property damage, robbery and theft, liability, employee dishonesty, money and payroll, and other risks that can disrupt your operations. Available in Lite and Max options for growing businesses.
Liability Insurance
Protect your business when accidents, injuries, or property damage lead to legal claims. Coverage options include public, product, professional, and directors & officers liability, depending on your business needs.
Marine Insurance
Keep your goods protected while they are on the move. Coverage can protect cargo against loss or damage during land, sea, or air transportation, helping businesses manage the risks involved in importing, exporting, trading, and logistics.
Engineering Insurance
Protect construction projects, machinery, equipment, and other engineering risks against unexpected physical loss or damage. Coverage can include contractors' all risks, erection, machinery breakdown, electronic equipment, and more.
Surety
Meet contractual, legal, and regulatory obligations with financial guarantees designed to help your business move forward. Surety solutions include contractor's bonds, judicial bonds, license and permit bonds, fidelity bonds, and more.
Protect what you've built.
Every business faces different risks. Let's look at your operations, assets, contracts, and exposures and find the protection that makes sense for your business.

Estate & Insurance

Legacy Steward
Make sure the wealth you've worked hard to build reaches the people you intend to leave it to. Legacy Steward is AXA's dedicated inheritance-planning solution, designed to help provide liquidity for estate taxes, wealth-transfer costs, and other expenses while making the transfer of your legacy more seamless. Depending on age and plan, it can provide a death benefit of up to 250% of premiums paid.
Plan Your Legacy With Confidence
With my CTEP® and CEPP® certifications in estate and trust planning, I can help you explore the options available to you.

Home, Travel, Car Insurance

Home Insurance
Protect your home and the things you've worked hard to build. Home insurance can help cover your property and belongings against unexpected events, giving you greater confidence that your home and valuables are protected.
Travel Insurance
Travel with greater peace of mind, wherever you're headed. Smart Traveller provides protection for medical emergencies, accidents, trip cancellations and delays, lost or damaged baggage, and other unexpected travel expenses, with 24/7 emergency assistance.
Car Insurance
More than just protection for your car. AXA Car Insurance provides comprehensive coverage for accidental damage, theft, third-party liability, personal accident, and optional Acts of Nature, plus 24/7 roadside assistance.
Protect the things that matter.
From the Trips you look forward to, to the Car you rely on, and the Home you've built, let's find the right protection for the things you value most.

Join my Team!

The Aurora Unit starts with a simple goal: to help people make smarter, more informed decisions about their money and their future.As an AXA Financial Adviser and Unit Head, I lead a team of Financial Advisors and Investment Planners who help individuals, families, and businesses plan for the things that matter most, from protecting what they have to building wealth and preparing for the future.I hold the designations Certified Wealth Planner, Certified Estate Planner, Philippines, and Chartered Trust & Estate Planner, AXA Prime Members, and a MDRT member. These credentials reflect my commitment to continuously developing my knowledge and expertise so I can provide better advice to my clients.But for me, financial planning isn't just about products or numbers. It's about understanding where you are, where you want to go, and helping you build a plan that makes sense for your life.Whether you're looking for insurance, health protection, savings, investments, retirement planning, or estate planning, my team and I are here to make the process clear, practical, and personal.No complicated jargon. No one-size-fits-all solutions. Just honest advice and a plan built around what matters to you.